Reimagine banking and deliver market leading differentiation
Banking is sophisticated. Banking is evolving. Delivering customer delight today and tomorrow demands both comprehensive functionality and advanced technology.
Innovation without compromise
Reduce time to market
Comprehensive coverage across all major areas with deep banking functionality.
Launch innovative products
Rich functionality plus advanced architecture enables agility and drives differentiation
Lower costs. Reduce risk.
Intelligent automation ensures processes are followed and fees are collected, cost-effectively.
Deposits
Covers CASA & deposit structures, supporting rapid product creation and cloning with flexible accrual structures.
Lending
Supports conventional & Islamic loan structures, revolving & non-revolving with full exposure management
Core Accounts
Comprehensive and flexible design ensures alignment with business needs, while automation reduces cost & risk.
Banking your way. The only limit is your imagination.
Deliver what your customers want at a price point that is attractive to them and a cost point that is profitable to you.
Innovative banking – powered by rich, broad & deep functionality & advanced technology
Whether you are a start-up or a spin-out, an established or emerging player, evolving or reinventing banking – we've got you covered with Essence – the only platform that combines rich, broad and deep functionality with advanced technology.
Cloud-first, not cloud only
Deploy in the cloud, or on-prem with the same code base – the choice is yours.
Intelligence built-in
Deliver outstanding services by embedding your firm’s IP in the solution.
Composable – the right way
Compose banking your way while protecting, not inhibiting your future.
Integration and extension
Putting easy integration and speedy extension at the core of your bank.
Open and agile Core Banking platform
Modern, feature-rich, composable core banking platform helping you deliver innovative products and services
- Full range of banking capabilities
- Rapid innovation reduces time-to-market
- Open for easy extension
Core Banking solutions for a fast-evolving market
Solutions
Powering agility in wealth management and private banking
Hear from our customers
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![Aya Bank Logo - White]()
AYA Bank enhances customer experience with Finastra Essence
Solutions Used
Ready to innovate?