Retail Unsecured Loan Origination
The ApPello Retail LOS is an E2E solution enhanced by user-friendly features designed for unsecured retail lending.
About this app
The ApPello Retail LOS Module serves as a back-office application that supports the retail loan application management process. The solution allows managing unsecured (consumer) loans from the first inquiry from the client’s side, through origination and scoring till disbursement. The LOS module gives a solution to the entire loan application lifecycle, meaning that it equally handles prolongation, restructuring, termination and monitoring of loan applications.
Besides core business data and loan application management, the LOS module gives a 360° view on clients and supports task-based work. Its modern, well-built functionalities include live dashboards, built-in templates and automated document generation, as well as Excel-based business parameter uploads and convenient user role management.
Key Features:
- 360° view on clients
- Integrated credit bureau data
- Automated product and campaign recommendations
- Graphical displays for loan applications
- Task-based work
- Intuitive workflow management
- Flexible workflow building solutions
- Omni & Opti-channel management
- Business parameters – Excel-based catalogue uploads
- Extended product management features
- Automated document generation
- Instant download of any document
- Live dashboards
- Built-in reporting options
- User role management
Improved Sales efficiency
Customer satisfaction by increased speed and experience (outstanding Front End & Back End design) Quick response to market needs (with the help of the outstanding flexibility toolset) Enhanced efficiency & productivity resulting in shorter time-to-yes and time-to-money and thus customer satisfaction (using easily configurable and measurable workflows).
Reduced operational cost
Low TCO by easy customization (with the help of the outstanding flexibility toolset) Quick & cost effective introduction due to rich existing functionality Risk decrease with implemented business rules and validations (at least 50% business rules are in rule engine, not hardcoded).
Configuration over Customization
The ApPello LOS system is a set of configurable modules that enables ApPello (and the Bank as well) to create and modify the Bank-specific LOS solution mostly without customization (programming) from an existing, pre-configured base system.
