SavvyMoney provides end-users with the ability to view their credit scores and educate themselves on aspects of their finances that affect these scores. Financial Institutions can offer products to their users based on their credit scores and insights into competing products. Through the credit score and report tool, the user not only sees their score, but gets guidance in understanding the factors affecting their scores and full credit report. Users are also able to engage with a credit score simulator to see what impact certain actions may have on their score.