Bhavna Saraf
Head of Payments Products & Propositions
Santander
A recognised senior executive in financial services, covering Product Management, Sales, Innovation, Transformation, Strategy, Partnerships, and Credit at Santander, Lloyds, Citi, HSBC, and Rabobank, covering Payments & Trade Finance solutions.
In current role at Santander, lead the delivery of the strategic priorities within Payments, leveraging markets developments on Cross-border payments, Open Banking, ISO20022, CBDCs, Stablecoins, Regulated Liability Network, Digital Identity etc. Incubated an internal start-up at Citi Ventures.
Have served as Chair of the SWIFT UK TAG. Provide advisory to Tech and non-Tech start-ups.