Comply with CECL regulatory and accounting mandates and optimize capital
A low-cost and flexible cloud-based engine for calculating expected credit losses, compatible with any core loan system
Cost effective
A feature rich solution, saving the cost of at least 1 FTE
Easy to install
A standalone, cloud-based solution installs in 2 days
Scalable and proven with 5 loss models
Personalization and flexibility of data across all 5 CECL methodologies
User friendly
Audit-ready workflow and simple dashboards offering drilldown and analysis
Comprehensive and flexible loss models
Estimated credit loss methodologies
Covers all 5 recommended accounting standards, including Vintage, Loss-Rate/Roll Rate, PD x LGD, WARM and DCF
Qualitative factors (Q-factors)
Accounts for Q-factors, manual adjustments to the results of a loss estimation, designed to account for unmodeled factors, such as economic conditions
Treating customers and members right
Compliance management software
Solutions
Accelerate and simplify consumer and business loan, mortgage and deposit origination
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