Comply with CECL regulatory and accounting mandates and optimize capital
A low-cost and flexible cloud-based engine for calculating expected credit losses, compatible with any core loan system
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Cost effective
A feature rich solution, saving the cost of at least 1 FTE
Easy to install
A standalone, cloud-based solution installs in 2 days
Scalable and proven with 5 loss models
Personalization and flexibility of data across all 5 CECL methodologies
User friendly
Audit-ready workflow and simple dashboards offering drilldown and analysis
Comprehensive and flexible loss models
Estimated credit loss methodologies
Covers all 5 recommended accounting standards, including Vintage, Loss-Rate/Roll Rate, PD x LGD, WARM and DCF
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Qualitative factors (Q-factors)
Accounts for Q-factors, manual adjustments to the results of a loss estimation, designed to account for unmodeled factors, such as economic conditions
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Treating customers and members right
Compliance management software
Solutions
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Exploring Finastra’s game changing solution for ECOA's new Small Business Data Collection rule
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