Open Banking Compliance Solution
Salt Edge provides an Open Banking and PSD2 Compliance (Europe, UK, Australia, Brazil) solution covering all essential components required by regulators: Testing and Live environment for the TPPs for Account Information API & Payment Initiation API, the TPP Developer Portal, the TPP Management & Verification API, Consent Management SDK for banks web interface, a fallback channel and/or exemption from it. Additionally, we provide mobile-first application to comply with SCA and Dynamic Linking requirements.
Open Banking Gateway
Salt Edge has created a solution enabling account information and payment initiation in line with all directive’s local specifications, including PSD2 in Europe, OBIE in the UK, CDR in Australia, soon Brazil, Saudi Arabia, and other global standards. The solution comprises 3 products: Account Information - globally, Payment Initiation within EU, and Data Enrichment.
Account Information
Portfolio Risk Rating
6Sigma Group's IFRS 9 module efficiently captures data and calculates expected credit losses, while the Portfolio Risk Rating and Stress Testing modules provide comprehensive portfolio analysis and stress testing capabilities. The ESG Risk Rating module assesses clients’ environmental, social, and governance compliance, and the Credit Automation module streamlines credit processing.
Project Finance
6Sigma Group's IFRS 9 module efficiently captures data and calculates expected credit losses, while the Portfolio Risk Rating and Stress Testing modules provide comprehensive portfolio analysis and stress testing capabilities. The ESG Risk Rating module assesses clients’ environmental, social, and governance compliance, and the Credit Automation module streamlines credit processing.
Retail Mortgage Loan Origination
The ApPello Retail LOS Module serves as a back-office application that supports the retail mortgage loan application management process. The solution allows managing secured loans from the first inquiry from the client’s side, through origination and scoring till disbursement. The LOS module gives a solution to the entire loan application lifecycle, meaning that it equally handles prolongation, restructuring, termination and monitoring of loan applications.
Retail Unsecured Loan Origination
The ApPello Retail LOS Module serves as a back-office application that supports the retail loan application management process. The solution allows managing unsecured (consumer) loans from the first inquiry from the client’s side, through origination and scoring till disbursement. The LOS module gives a solution to the entire loan application lifecycle, meaning that it equally handles prolongation, restructuring, termination and monitoring of loan applications.